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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,584 | $138,114+34.4% | $125,391+48.0% | $134,545+37.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -11.50% | 750.88%-762.4pp | 572.41%-583.9pp | 418.37%-429.9pp |
| Employer contribution / active EE | $11,131 | $5,246+112.2% | $4,816+131.1% | $4,742+134.8% |
| Participant deferral / active EE | $11,127 | $7,801+42.6% | $7,448+49.4% | $6,401+73.8% |
| Admin fee / account holder | $8,226 | $11,570-28.9% | $10,009-17.8% | $11,431-28.0% |