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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,416 | $157,304-3.7% | $141,197+7.2% | $152,909-1.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 17.55% | 64.34%-46.8pp | 71.41%-53.9pp | 345.46%-327.9pp |
| Employer contribution / active EE | $4,936 | $5,263-6.2% | $4,736+4.2% | $4,764+3.6% |
| Participant deferral / active EE | $13,135 | $7,111+84.7% | $6,710+95.7% | $5,851+124.5% |
| Admin fee / account holder | $494 | $12,126-95.9% | $10,265-95.2% | $11,601-95.7% |