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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,890 | $138,076+7.1% | $123,553+19.7% | $135,380+9.2% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -4.46% | 153.70%-158.2pp | 119.21%-123.7pp | 519.81%-524.3pp |
| Employer contribution / active EE | $9,091 | $5,152+76.5% | $4,628+96.4% | $4,779+90.2% |
| Participant deferral / active EE | $10,908 | $6,800+60.4% | $6,426+69.8% | $5,609+94.5% |
| Admin fee / account holder | $743 | $10,917-93.2% | $9,284-92.0% | $10,828-93.1% |