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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,852 | $165,399+7.5% | $149,745+18.8% | $158,982+11.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 9.23% | 348.34%-339.1pp | 276.72%-267.5pp | 302.99%-293.8pp |
| Employer contribution / active EE | $12,300 | $5,105+141.0% | $4,646+164.8% | $4,763+158.2% |
| Participant deferral / active EE | $13,784 | $7,183+91.9% | $6,843+101.4% | $5,983+130.4% |
| Admin fee / account holder | $2,748 | $10,811-74.6% | $9,312-70.5% | $11,252-75.6% |