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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,424 | $78,694-61.3% | $67,652-55.0% | $125,389-75.7% |
| Participation rate | 50.0% | 78.8%-28.8pp | 75.7%-25.7pp | 83.2%-33.2pp |
| Annual return | 272.17% | 9.46%+262.7pp | 6625.40%-6353.2pp | 282.24%-10.1pp |
| Employer contribution / active EE | $1,607 | $3,044-47.2% | $2,266-29.1% | $4,866-67.0% |
| Participant deferral / active EE | $2,061 | $4,292-52.0% | $3,560-42.1% | $5,352-61.5% |
| Admin fee / account holder | $4,837 | $7,403-34.7% | $4,821+0.3% | $9,541-49.3% |