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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,512 | $86,919-38.4% | $102,457-47.8% | $80,911-33.9% |
| Participation rate | 78.0% | 72.4%+5.7pp | 76.5%+1.6pp | 67.6%+10.4pp |
| Annual return | 12.59% | 18.90%-6.3pp | 29.41%-16.8pp | 35.63%-23.0pp |
| Employer contribution / active EE | $2,869 | $2,368+21.2% | $3,022-5.1% | $2,756+4.1% |
| Participant deferral / active EE | $7,281 | $4,119+76.8% | $5,054+44.1% | $4,297+69.4% |
| Admin fee / account holder | $7,464 | $8,049-7.3% | $9,451-21.0% | $6,935+7.6% |