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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,253 | $88,707-63.6% | $74,184-56.5% | $273,972-88.2% |
| Participation rate | 50.0% | 79.4%-29.4pp | 76.6%-26.6pp | 83.0%-33.0pp |
| Annual return | 43.99% | 11.94%+32.0pp | 17.74%+26.2pp | 41.46%+2.5pp |
| Employer contribution / active EE | $1,144 | $3,159-63.8% | $2,370-51.8% | $4,869-76.5% |
| Participant deferral / active EE | $1,841 | $4,212-56.3% | $3,550-48.1% | $5,287-65.2% |
| Admin fee / account holder | $106 | $8,717-98.8% | $5,586-98.1% | $10,133-99.0% |