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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,639 | $127,387-91.6% | $115,038-90.8% | $125,389-91.5% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | 1884.70% | 31.28%+1853.4pp | 26.14%+1858.6pp | 282.24%+1602.5pp |
| Employer contribution / active EE | $1,855 | $5,166-64.1% | $4,608-59.7% | $4,866-61.9% |
| Participant deferral / active EE | $7,073 | $6,423+10.1% | $6,026+17.4% | $5,352+32.2% |
| Admin fee / account holder | $657 | $9,516-93.1% | $8,175-92.0% | $9,541-93.1% |