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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,214 | $176,105-70.4% | $159,474-67.3% | $167,536-68.8% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 13.40% | 331.91%-318.5pp | 263.68%-250.3pp | 478.82%-465.4pp |
| Employer contribution / active EE | $3,158 | $5,299-40.4% | $4,831-34.6% | $4,839-34.7% |
| Participant deferral / active EE | $8,796 | $7,751+13.5% | $7,353+19.6% | $6,342+38.7% |
| Admin fee / account holder | $821 | $12,559-93.5% | $10,802-92.4% | $12,315-93.3% |