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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,323 | $148,629-64.1% | $135,982-60.8% | $139,487-61.8% |
| Participation rate | 75.0% | 83.9%-8.9pp | 81.9%-6.9pp | 80.3%-5.3pp |
| Annual return | 15.23% | 79.33%-64.1pp | 68.32%-53.1pp | 373.84%-358.6pp |
| Employer contribution / active EE | $3,114 | $5,247-40.7% | $4,859-35.9% | $4,755-34.5% |
| Participant deferral / active EE | $7,240 | $8,102-10.6% | $7,760-6.7% | $6,713+7.9% |
| Admin fee / account holder | $1,284 | $12,406-89.6% | $10,767-88.1% | $11,407-88.7% |