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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,746 | $118,877-93.5% | $96,570-92.0% | $167,536-95.4% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 15.61% | 50.50%-34.9pp | 37.79%-22.2pp | 478.82%-463.2pp |
| Employer contribution / active EE | $882 | $3,121-71.8% | $2,357-62.6% | $4,839-81.8% |
| Participant deferral / active EE | $2,481 | $4,617-46.3% | $3,849-35.5% | $6,342-60.9% |
| Admin fee / account holder | $2,940 | $8,069-63.6% | $6,182-52.4% | $12,315-76.1% |