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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,714 | $111,785-90.4% | $93,669-88.6% | $145,877-92.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 11.09% | 203.79%-192.7pp | 133.59%-122.5pp | 551.28%-540.2pp |
| Employer contribution / active EE | $865 | $3,096-72.1% | $2,424-64.3% | $4,663-81.5% |
| Participant deferral / active EE | $3,591 | $4,919-27.0% | $4,416-18.7% | $6,691-46.3% |
| Admin fee / account holder | $2,139 | $10,256-79.1% | $8,291-74.2% | $13,402-84.0% |