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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,354 | $112,933-94.4% | $90,970-93.0% | $158,982-96.0% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 5.28% | 215.82%-210.5pp | 134.60%-129.3pp | 302.99%-297.7pp |
| Employer contribution / active EE | $699 | $2,893-75.8% | $2,122-67.0% | $4,763-85.3% |
| Participant deferral / active EE | $2,126 | $4,128-48.5% | $3,373-37.0% | $5,983-64.5% |
| Admin fee / account holder | $2,367 | $8,047-70.6% | $5,961-60.3% | $11,252-79.0% |