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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,291 | $123,750-69.1% | $69,611-45.0% | $145,877-73.8% |
| Participation rate | 40.0% | 69.2%-29.2pp | 66.4%-26.4pp | 80.3%-40.3pp |
| Annual return | 14.62% | 192.03%-177.4pp | 101.14%-86.5pp | 551.28%-536.7pp |
| Employer contribution / active EE | $756 | $2,672-71.7% | $1,709-55.8% | $4,663-83.8% |
| Participant deferral / active EE | $2,697 | $4,243-36.4% | $2,891-6.7% | $6,691-59.7% |
| Admin fee / account holder | $849 | $7,817-89.1% | $4,696-81.9% | $13,402-93.7% |