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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,712 | $117,623-85.8% | $71,702-76.7% | $134,509-87.6% |
| Participation rate | 60.0% | 68.9%-8.9pp | 62.3%-2.3pp | 81.2%-21.2pp |
| Annual return | -16.10% | 25.44%-41.5pp | 9.14%-25.2pp | 418.13%-434.2pp |
| Employer contribution / active EE | $1,142 | $2,525-54.8% | $1,704-33.0% | $4,741-75.9% |
| Participant deferral / active EE | $3,761 | $3,7590% | $2,658+41.5% | $6,400-41.2% |
| Admin fee / account holder | $535 | $6,379-91.6% | $3,974-86.5% | $11,427-95.3% |