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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,712 | $117,694-85.8% | $71,755-76.7% | $134,532-87.6% |
| Participation rate | 60.0% | 68.8%-8.8pp | 62.3%-2.3pp | 81.2%-21.2pp |
| Annual return | -16.10% | 25.33%-41.4pp | 9.09%-25.2pp | 418.27%-434.4pp |
| Employer contribution / active EE | $1,142 | $2,523-54.7% | $1,704-33.0% | $4,741-75.9% |
| Participant deferral / active EE | $3,761 | $3,753+0.2% | $2,656+41.6% | $6,401-41.3% |
| Admin fee / account holder | $535 | $6,374-91.6% | $3,972-86.5% | $11,429-95.3% |