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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,433 | $166,089+10.4% | $164,928+11.2% | $145,978+25.7% |
| Participation rate | 50.0% | 82.0%-32.0pp | 78.6%-28.6pp | 80.3%-30.3pp |
| Annual return | 21.78% | 100.26%-78.5pp | 70.08%-48.3pp | 550.52%-528.7pp |
| Employer contribution / active EE | $3,591 | $5,276-31.9% | $4,343-17.3% | $4,662-23.0% |
| Participant deferral / active EE | $8,761 | $6,961+25.9% | $6,034+45.2% | $6,690+31.0% |
| Admin fee / account holder | $0 | $16,641-100.0% | $12,684-100.0% | $13,400-100.0% |