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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,416 | $154,159-12.2% | $130,026+4.1% | $139,456-2.9% |
| Participation rate | 50.0% | 82.0%-32.0pp | 78.5%-28.5pp | 80.3%-30.3pp |
| Annual return | 24.81% | 32.50%-7.7pp | -137.26%+162.1pp | 373.45%-348.6pp |
| Employer contribution / active EE | $3,247 | $5,292-38.6% | $4,321-24.9% | $4,753-31.7% |
| Participant deferral / active EE | $8,435 | $6,710+25.7% | $5,821+44.9% | $6,711+25.7% |
| Admin fee / account holder | $0 | $14,001-100.0% | $10,608-100.0% | $11,407-100.0% |