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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,558 | $135,645-81.9% | $110,243-77.7% | $135,379-81.9% |
| Participation rate | 50.0% | 83.5%-33.5pp | 79.8%-29.8pp | 82.6%-32.6pp |
| Annual return | -32.70% | 513.24%-545.9pp | 314.76%-347.5pp | 519.79%-552.5pp |
| Employer contribution / active EE | $3,307 | $4,907-32.6% | $3,827-13.6% | $4,779-30.8% |
| Participant deferral / active EE | $6,912 | $5,507+25.5% | $4,672+47.9% | $5,609+23.2% |
| Admin fee / account holder | $0 | $11,458-100.0% | $8,548-100.0% | $10,828-100.0% |