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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,643 | $148,623-24.2% | $135,974-17.2% | $139,466-19.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 27.93% | 79.30%-51.4pp | 68.30%-40.4pp | 373.66%-345.7pp |
| Employer contribution / active EE | $3,675 | $5,246-29.9% | $4,859-24.4% | $4,754-22.7% |
| Participant deferral / active EE | $9,629 | $8,103+18.8% | $7,760+24.1% | $6,712+43.5% |
| Admin fee / account holder | $479 | $12,406-96.1% | $10,767-95.6% | $11,409-95.8% |