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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,890 | $157,296-68.9% | $141,191-65.4% | $152,897-68.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 28.54% | 64.34%-35.8pp | 71.41%-42.9pp | 345.43%-316.9pp |
| Employer contribution / active EE | $5,255 | $5,262-0.1% | $4,736+11.0% | $4,764+10.3% |
| Participant deferral / active EE | $10,688 | $7,111+50.3% | $6,710+59.3% | $5,851+82.7% |
| Admin fee / account holder | $734 | $12,125-93.9% | $10,264-92.9% | $11,599-93.7% |