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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,178 | $150,447-75.3% | $136,298-72.7% | $147,586-74.8% |
| Participation rate | 85.7% | 84.4%+1.3pp | 81.9%+3.8pp | 82.8%+2.9pp |
| Annual return | 22.58% | 1049.15%-1026.6pp | 5156.27%-5133.7pp | 578.59%-556.0pp |
| Employer contribution / active EE | $3,108 | $5,256-40.9% | $4,696-33.8% | $4,876-36.3% |
| Participant deferral / active EE | $8,152 | $6,631+23.0% | $6,247+30.5% | $5,439+49.9% |
| Admin fee / account holder | $1,000 | $10,906-90.8% | $9,244-89.2% | $10,886-90.8% |