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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,135 | $154,754-77.9% | $124,206-72.5% | $138,895-75.4% |
| Participation rate | 91.7% | 75.5%+16.2pp | 69.6%+22.1pp | 79.9%+11.7pp |
| Annual return | 17.50% | 709.28%-691.8pp | 515.27%-497.8pp | 145.39%-127.9pp |
| Employer contribution / active EE | $1,550 | $4,446-65.2% | $3,540-56.2% | $4,194-63.1% |
| Participant deferral / active EE | $4,410 | $4,621-4.6% | $3,968+11.2% | $6,396-31.1% |
| Admin fee / account holder | $5,378 | $6,690-19.6% | $5,929-9.3% | $12,562-57.2% |