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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,705 | $176,402-87.1% | $134,162-83.1% | $158,966-85.7% |
| Participation rate | 87.5% | 78.7%+8.8pp | 72.2%+15.3pp | 82.0%+5.5pp |
| Annual return | 19.85% | 63.66%-43.8pp | 36.35%-16.5pp | 302.95%-283.1pp |
| Employer contribution / active EE | $328 | $5,042-93.5% | $3,705-91.1% | $4,762-93.1% |
| Participant deferral / active EE | $1,741 | $4,093-57.5% | $3,500-50.2% | $5,983-70.9% |
| Admin fee / account holder | $2,394 | $8,719-72.5% | $6,685-64.2% | $11,250-78.7% |