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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,319 | $156,927-83.9% | $121,169-79.1% | $139,456-81.8% |
| Participation rate | 82.6% | 76.4%+6.2pp | 69.5%+13.1pp | 80.3%+2.3pp |
| Annual return | 18.76% | 1475.85%-1457.1pp | 986.71%-967.9pp | 373.45%-354.7pp |
| Employer contribution / active EE | $2,021 | $5,542-63.5% | $4,168-51.5% | $4,753-57.5% |
| Participant deferral / active EE | $3,821 | $4,848-21.2% | $4,083-6.4% | $6,711-43.1% |
| Admin fee / account holder | $1,688 | $6,946-75.7% | $5,645-70.1% | $11,407-85.2% |