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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,446 | $93,589-81.4% | $135,942-87.2% | $75,181-76.8% |
| Participation rate | 92.9% | 75.2%+17.7pp | 81.9%+10.9pp | 67.2%+25.7pp |
| Annual return | 18.81% | 30.90%-12.1pp | 68.28%-49.5pp | 160.69%-141.9pp |
| Employer contribution / active EE | $1,231 | $3,537-65.2% | $4,858-74.7% | $2,671-53.9% |
| Participant deferral / active EE | $2,900 | $6,405-54.7% | $7,759-62.6% | $4,126-29.7% |
| Admin fee / account holder | $1,165 | $6,977-83.3% | $10,764-89.2% | $5,650-79.4% |