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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,626 | $157,296-94.5% | $141,191-93.9% | $152,897-94.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 102.96% | 64.34%+38.6pp | 71.41%+31.6pp | 345.43%-242.5pp |
| Employer contribution / active EE | $1,133 | $5,262-78.5% | $4,736-76.1% | $4,764-76.2% |
| Participant deferral / active EE | $2,398 | $7,111-66.3% | $6,710-64.3% | $5,851-59.0% |
| Admin fee / account holder | $463 | $12,125-96.2% | $10,264-95.5% | $11,599-96.0% |