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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,616 | $165,381-93.0% | $149,730-92.2% | $158,966-92.7% |
| Participation rate | 93.3% | 84.6%+8.8pp | 82.5%+10.9pp | 82.0%+11.4pp |
| Annual return | 18.86% | 348.29%-329.4pp | 276.70%-257.8pp | 302.95%-284.1pp |
| Employer contribution / active EE | $1,340 | $5,104-73.7% | $4,645-71.1% | $4,762-71.9% |
| Participant deferral / active EE | $2,834 | $7,182-60.5% | $6,843-58.6% | $5,983-52.6% |
| Admin fee / account holder | $2,143 | $10,809-80.2% | $9,310-77.0% | $11,250-81.0% |