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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,100 | $106,864-42.8% | $147,318-58.5% | $82,637-26.1% |
| Participation rate | 96.0% | 75.5%+20.5pp | 82.1%+13.9pp | 68.1%+27.9pp |
| Annual return | 13.36% | 27.49%-14.1pp | 70.43%-57.1pp | 53.51%-40.1pp |
| Employer contribution / active EE | $5,001 | $3,417+46.4% | $4,593+8.9% | $2,552+95.9% |
| Participant deferral / active EE | $14,670 | $6,496+125.8% | $7,906+85.5% | $4,126+255.5% |
| Admin fee / account holder | $24,016 | $8,415+185.4% | $13,708+75.2% | $7,339+227.2% |