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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,924 | $165,381-72.8% | $149,730-70.0% | $158,966-71.7% |
| Participation rate | 85.7% | 84.6%+1.1pp | 82.5%+3.2pp | 82.0%+3.8pp |
| Annual return | 12.02% | 348.29%-336.3pp | 276.70%-264.7pp | 302.95%-290.9pp |
| Employer contribution / active EE | $3,750 | $5,104-26.5% | $4,645-19.3% | $4,762-21.3% |
| Participant deferral / active EE | $10,326 | $7,182+43.8% | $6,843+50.9% | $5,983+72.6% |
| Admin fee / account holder | $2,795 | $10,809-74.1% | $9,310-70.0% | $11,250-75.2% |