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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,175 | $148,623-60.9% | $135,974-57.2% | $139,466-58.3% |
| Participation rate | 85.0% | 83.9%+1.1pp | 81.9%+3.1pp | 80.3%+4.7pp |
| Annual return | 16.83% | 79.30%-62.5pp | 68.30%-51.5pp | 373.66%-356.8pp |
| Employer contribution / active EE | $4,401 | $5,246-16.1% | $4,859-9.4% | $4,754-7.4% |
| Participant deferral / active EE | $9,685 | $8,103+19.5% | $7,760+24.8% | $6,712+44.3% |
| Admin fee / account holder | $9,232 | $12,406-25.6% | $10,767-14.3% | $11,409-19.1% |