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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,175 | $148,582-60.8% | $135,942-57.2% | $139,456-58.3% |
| Participation rate | 85.0% | 83.9%+1.1pp | 81.9%+3.1pp | 80.3%+4.7pp |
| Annual return | 16.83% | 79.26%-62.4pp | 68.28%-51.4pp | 373.45%-356.6pp |
| Employer contribution / active EE | $4,401 | $5,245-16.1% | $4,858-9.4% | $4,753-7.4% |
| Participant deferral / active EE | $9,685 | $8,101+19.5% | $7,759+24.8% | $6,711+44.3% |
| Admin fee / account holder | $9,232 | $12,402-25.6% | $10,764-14.2% | $11,407-19.1% |