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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,073 | $36,948+35.5% | $73,658-32.0% | $87,485-42.8% |
| Participation rate | 42.1% | 46.8%-4.7pp | 57.0%-14.9pp | 68.9%-26.8pp |
| Annual return | 11.76% | 28.64%-16.9pp | 29.72%-18.0pp | 26.06%-14.3pp |
| Employer contribution / active EE | $881 | $670+31.5% | $1,032-14.7% | $2,596-66.1% |
| Participant deferral / active EE | $2,507 | $1,379+81.8% | $2,062+21.6% | $4,274-41.3% |
| Admin fee / account holder | $193 | $2,531-92.4% | $3,357-94.3% | $7,775-97.5% |