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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,441 | $27,936+16.1% | $58,561-44.6% | $75,173-56.8% |
| Participation rate | 34.3% | 38.8%-4.6pp | 50.9%-16.6pp | 67.2%-32.9pp |
| Annual return | 19.52% | 44.21%-24.7pp | 4251.33%-4231.8pp | 160.72%-141.2pp |
| Employer contribution / active EE | $711 | $670+6.2% | $1,053-32.5% | $2,671-73.4% |
| Participant deferral / active EE | $2,558 | $1,202+112.8% | $1,923+33.0% | $4,126-38.0% |
| Admin fee / account holder | $3,420 | $1,727+98.1% | $2,520+35.7% | $5,651-39.5% |