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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,883 | $29,716+34.2% | $56,077-28.9% | $80,925-50.7% |
| Participation rate | 46.7% | 41.7%+5.0pp | 52.5%-5.8pp | 67.7%-21.0pp |
| Annual return | 16.74% | 35.30%-18.6pp | 1709.28%-1692.5pp | 35.65%-18.9pp |
| Employer contribution / active EE | $950 | $671+41.6% | $1,040-8.7% | $2,756-65.5% |
| Participant deferral / active EE | $3,117 | $1,228+153.7% | $1,954+59.5% | $4,299-27.5% |
| Admin fee / account holder | $299 | $2,432-87.7% | $2,825-89.4% | $6,940-95.7% |