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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,891 | $32,117-78.5% | $71,089-90.3% | $64,173-89.3% |
| Participation rate | 52.6% | 42.7%+9.9pp | 54.6%-2.0pp | 69.6%-16.9pp |
| Annual return | -17.01% | -5.57%-11.4pp | 650.65%-667.7pp | 7.63%-24.6pp |
| Employer contribution / active EE | $2,159 | $712+203.2% | $1,088+98.5% | $2,381-9.3% |
| Participant deferral / active EE | $2,048 | $1,263+62.2% | $1,873+9.4% | $3,470-41.0% |
| Admin fee / account holder | $135 | $2,759-95.1% | $3,082-95.6% | $4,887-97.2% |