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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,883 | $29,733+34.1% | $56,025-28.8% | $80,959-50.7% |
| Participation rate | 46.7% | 41.7%+4.9pp | 52.5%-5.8pp | 67.7%-21.0pp |
| Annual return | 16.74% | 35.28%-18.5pp | 1712.69%-1695.9pp | 35.67%-18.9pp |
| Employer contribution / active EE | $950 | $672+41.4% | $1,042-8.8% | $2,757-65.5% |
| Participant deferral / active EE | $3,117 | $1,229+153.5% | $1,955+59.5% | $4,300-27.5% |
| Admin fee / account holder | $299 | $2,434-87.7% | $2,828-89.4% | $6,925-95.7% |