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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,073 | $29,319+70.8% | $52,425-4.5% | $82,448-39.3% |
| Participation rate | 42.1% | 46.9%-4.7pp | 55.6%-13.5pp | 68.1%-26.0pp |
| Annual return | 11.76% | 535.20%-523.4pp | 302.12%-290.4pp | 41.64%-29.9pp |
| Employer contribution / active EE | $881 | $586+50.2% | $914-3.6% | $2,551-65.5% |
| Participant deferral / active EE | $2,507 | $1,171+114.1% | $1,790+40.0% | $4,139-39.4% |
| Admin fee / account holder | $193 | $1,962-90.2% | $2,495-92.3% | $7,234-97.3% |