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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,644 | $101,752+18.6% | $164,928-26.9% | $80,911+49.1% |
| Participation rate | 68.0% | 71.8%-3.8pp | 78.6%-10.6pp | 67.6%+0.4pp |
| Annual return | 11.37% | 16.73%-5.4pp | 70.08%-58.7pp | 35.63%-24.3pp |
| Employer contribution / active EE | $1,178 | $2,953-60.1% | $4,343-72.9% | $2,756-57.2% |
| Participant deferral / active EE | $6,741 | $4,477+50.6% | $6,034+11.7% | $4,297+56.9% |
| Admin fee / account holder | $22,084 | $8,218+168.7% | $12,684+74.1% | $6,935+218.5% |