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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,307 | $83,485-30.2% | $125,180-53.4% | $72,983-20.1% |
| Participation rate | 73.2% | 73.3%-0.1pp | 79.8%-6.6pp | 69.5%+3.7pp |
| Annual return | 25.79% | 25.78%0pp | 43.79%-18.0pp | 81.01%-55.2pp |
| Employer contribution / active EE | $1,489 | $2,346-36.5% | $3,866-61.5% | $2,440-39.0% |
| Participant deferral / active EE | $6,609 | $3,586+84.3% | $4,937+33.9% | $3,608+83.2% |
| Admin fee / account holder | $2,630 | $5,518-52.3% | $9,703-72.9% | $5,124-48.7% |