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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,092 | $198,470-9.3% | $170,444+5.7% | $147,585+22.0% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 20.02% | 257.30%-237.3pp | 205.94%-185.9pp | 578.56%-558.5pp |
| Employer contribution / active EE | $11,000 | $6,184+77.9% | $5,433+102.5% | $4,876+125.6% |
| Participant deferral / active EE | $18,000 | $5,629+219.7% | $4,939+264.4% | $5,439+231.0% |
| Admin fee / account holder | $1,498 | $16,852-91.1% | $13,881-89.2% | $10,885-86.2% |