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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,590 | $217,432+47.9% | $185,849+73.0% | $167,536+92.0% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 14.50% | 148.42%-133.9pp | 122.10%-107.6pp | 478.82%-464.3pp |
| Employer contribution / active EE | $7,500 | $5,875+27.7% | $5,169+45.1% | $4,839+55.0% |
| Participant deferral / active EE | $12,692 | $6,357+99.6% | $5,569+127.9% | $6,342+100.1% |
| Admin fee / account holder | $2,834 | $19,818-85.7% | $16,244-82.6% | $12,315-77.0% |