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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,763 | $183,592+50.2% | $155,574+77.3% | $145,877+89.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.79% | 61.37%-49.6pp | 64.87%-53.1pp | 551.28%-539.5pp |
| Employer contribution / active EE | $2,562 | $5,317-51.8% | $4,676-45.2% | $4,663-45.1% |
| Participant deferral / active EE | $6,346 | $6,466-1.9% | $5,629+12.7% | $6,691-5.1% |
| Admin fee / account holder | $33,357 | $19,316+72.7% | $15,914+109.6% | $13,402+148.9% |