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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,944 | $176,105-77.3% | $159,474-75.0% | $167,536-76.2% |
| Participation rate | 76.5% | 85.0%-8.5pp | 82.8%-6.4pp | 82.1%-5.6pp |
| Annual return | 17.53% | 331.91%-314.4pp | 263.68%-246.1pp | 478.82%-461.3pp |
| Employer contribution / active EE | $1,504 | $5,299-71.6% | $4,831-68.9% | $4,839-68.9% |
| Participant deferral / active EE | $3,471 | $7,751-55.2% | $7,353-52.8% | $6,342-45.3% |
| Admin fee / account holder | $1,005 | $12,559-92.0% | $10,802-90.7% | $12,315-91.8% |