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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,741 | $150,447-94.2% | $136,298-93.6% | $147,586-94.1% |
| Participation rate | 88.2% | 84.4%+3.8pp | 81.9%+6.3pp | 82.8%+5.4pp |
| Annual return | 102.76% | 1049.15%-946.4pp | 5156.27%-5053.5pp | 578.59%-475.8pp |
| Employer contribution / active EE | $1,261 | $5,256-76.0% | $4,696-73.1% | $4,876-74.1% |
| Participant deferral / active EE | $3,170 | $6,631-52.2% | $6,247-49.2% | $5,439-41.7% |
| Admin fee / account holder | $310 | $10,906-97.2% | $9,244-96.6% | $10,886-97.2% |