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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,443 | $157,304-87.6% | $141,197-86.2% | $152,909-87.3% |
| Participation rate | 85.0% | 84.8%+0.2pp | 82.5%+2.5pp | 82.5%+2.5pp |
| Annual return | 28.76% | 64.34%-35.6pp | 71.41%-42.6pp | 345.46%-316.7pp |
| Employer contribution / active EE | $1,411 | $5,263-73.2% | $4,736-70.2% | $4,764-70.4% |
| Participant deferral / active EE | $3,229 | $7,111-54.6% | $6,710-51.9% | $5,851-44.8% |
| Admin fee / account holder | $700 | $12,126-94.2% | $10,265-93.2% | $11,601-94.0% |