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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,233 | $84,518-87.9% | $67,704-84.9% | $125,389-91.8% |
| Participation rate | 33.3% | 74.8%-41.5pp | 67.5%-34.2pp | 83.2%-49.9pp |
| Annual return | 145.49% | 2.57%+142.9pp | 25.41%+120.1pp | 282.24%-136.8pp |
| Employer contribution / active EE | $225 | $3,292-93.2% | $2,559-91.2% | $4,866-95.4% |
| Participant deferral / active EE | $2,727 | $4,430-38.4% | $3,585-23.9% | $5,352-49.0% |
| Admin fee / account holder | $0 | $5,340-100.0% | $4,255-100.0% | $9,541-100.0% |