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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,778 | $105,158-64.1% | $94,672-60.1% | $139,487-72.9% |
| Participation rate | 90.0% | 82.4%+7.6pp | 80.8%+9.2pp | 80.3%+9.7pp |
| Annual return | 18.45% | 38.11%-19.7pp | 156.89%-138.4pp | 373.84%-355.4pp |
| Employer contribution / active EE | $719 | $4,107-82.5% | $3,673-80.4% | $4,755-84.9% |
| Participant deferral / active EE | $8,890 | $7,599+17.0% | $7,417+19.8% | $6,713+32.4% |
| Admin fee / account holder | $762 | $8,972-91.5% | $7,222-89.4% | $11,407-93.3% |