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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,913 | $101,063-97.1% | $81,473-96.4% | $147,586-98.0% |
| Participation rate | 100.0% | 74.5%+25.5pp | 68.0%+32.0pp | 82.8%+17.2pp |
| Annual return | 23.89% | 32.41%-8.5pp | 38.78%-14.9pp | 578.59%-554.7pp |
| Employer contribution / active EE | $549 | $3,206-82.9% | $2,568-78.6% | $4,876-88.7% |
| Participant deferral / active EE | $5,542 | $4,242+30.6% | $3,537+56.7% | $5,439+1.9% |
| Admin fee / account holder | $9,914 | $5,812+70.6% | $4,561+117.4% | $10,886-8.9% |