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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,727 | $85,766+1.1% | $136,298-36.4% | $70,126+23.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 13.08% | 31.46%-18.4pp | 5156.27%-5143.2pp | 73.15%-60.1pp |
| Employer contribution / active EE | $8,140 | $2,966+174.4% | $4,696+73.3% | $2,343+247.5% |
| Participant deferral / active EE | $4,583 | $5,051-9.3% | $6,247-26.6% | $3,332+37.6% |
| Admin fee / account holder | $18,075 | $5,421+233.5% | $9,244+95.5% | $4,645+289.1% |