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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,890 | $89,370-6.1% | $141,197-40.6% | $72,976+15.0% |
| Participation rate | 92.7% | 75.1%+17.6pp | 82.5%+10.3pp | 69.5%+23.2pp |
| Annual return | 16.82% | 111.88%-95.1pp | 71.41%-54.6pp | 81.02%-64.2pp |
| Employer contribution / active EE | $5,673 | $3,115+82.1% | $4,736+19.8% | $2,440+132.5% |
| Participant deferral / active EE | $4,772 | $5,419-11.9% | $6,710-28.9% | $3,608+32.3% |
| Admin fee / account holder | $15,888 | $5,957+166.7% | $10,265+54.8% | $5,124+210.1% |