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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,158 | $98,776-5.7% | $149,745-37.8% | $79,856+16.7% |
| Participation rate | 92.5% | 75.8%+16.7pp | 82.5%+10.0pp | 69.6%+22.8pp |
| Annual return | 11.71% | 27.38%-15.7pp | 276.72%-265.0pp | 31.71%-20.0pp |
| Employer contribution / active EE | $5,887 | $3,217+83.0% | $4,646+26.7% | $2,471+138.2% |
| Participant deferral / active EE | $5,609 | $5,681-1.3% | $6,843-18.0% | $3,741+50.0% |
| Admin fee / account holder | $2,936 | $6,053-51.5% | $9,312-68.5% | $5,306-44.7% |