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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,351 | $102,382-42.0% | $147,005-59.6% | $80,874-26.6% |
| Participation rate | 80.0% | 75.8%+4.2pp | 82.2%-2.2pp | 67.6%+12.4pp |
| Annual return | 10.13% | 134.89%-124.8pp | 418.76%-408.6pp | 35.62%-25.5pp |
| Employer contribution / active EE | $0 | $3,715-100.0% | $4,934-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $3,703 | $6,646-44.3% | $8,070-54.1% | $4,297-13.8% |
| Admin fee / account holder | $10,038 | $7,942+26.4% | $13,006-22.8% | $6,935+44.7% |